Insurance for Families and Individuals

 

Explore the different insurance options below.

MEDICAL INSURANCE

During open enrollment, you can apply for coverage directly through an insurance company or through the Washington Health Plan Finder.  You may have a situation that qualifies you for a special enrollment period outside of open enrollment.  We can assist you in determining the best options for your health and budget and situation.  Not all plans are available in all counties, and you may have to wait for open enrollment.  We can help determine your eligibility.   For a customized quote, you contact us here, or call 360-880-0237.

To get a quote or apply online, click one of the option below.

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SHORT TERM and TRAVEL

Short Term Medical cover you for a specific period of time.  They are great options for students, those waiting for open enrollment, or for new employees whose coverage hasn’t started.  Travel, or International Medical, is designed for those out of the country for short or long periods of time.  There are also options for those visiting the United States from other countries.   These plans do not cover pre-existing conditions, and each limitations.  Call 360-880-0237  or contact us by clicking here  with any questions.

For quotes, or to apply for Short Term Medical, click below:

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For quotes, or to apply for International Medical, click:

DENTAL PLANS

People and families with dental insurance statistically have better dental health.  This is simply due to the fact that dental coverage motivates and reminds people to get in for their preventive exams.

Here are four excellent options for dental coverage.  Click on the links below to get quotes and apply for coverage.

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VISION

While there are not many individual vision plans on the market, you should double check to see if your medical or dental plan has a vision component that can be added.  If not, you can apply for vision coverage at VSP.com

PRESCRIPTION DISCOUNTS

FREE DISCOUNT PRESCRIPTION CARD

As a resident of Washington, you and your family have access to a FREE Prescription Drug Card program. Simply download your Prescription Drug Card and receive savings of up to 60% on generics and up to 20% on brand drugs at most pharmacies.

 This discount card will not work in conjunction with any other drug insurance or discount program.

LIFE INSURANCE

Life Insurance is a vital way to protect your family, your estate, or your business.  Term Life Insurance is the cheapest coverage available.  For example, a healthy 35 year-old can get $500,000 of term life coverage for less than $1 per day. We get quotes from many companies and can work to find the coverage that best fits your needs.

Click here to request a quote.  Let us know your age, gender and the amount of coverage you are interested in.  You can also call 360-880-0237. 

HEALTH SAVINGS ACCOUNT PLANS

Some high-deductible medical plans are called Health Savings Account Plans (HSA plans).  An HSA plan allows you to open up a Health Savings Account.  Most banks offer these accounts.  Money deposited into a Health Savings Account is “tax preferred.”  HSA’s can be funded by an individual, who can then make a tax deduction, or by an employer, using pre-tax dollars.

Money deposited in a Health Savings Account can be used tax-free to pay for eligible medical expenses, including dental, orthodontia and vision care. For more details on HSA’s and quotes for the HSA plans available in your area, contact us or call 360-880-0237.