Get to know your Medicare options. Click on a topic below.
Call 360-736-8283 or contact us with any questions or to set up an appointment.
Supplement plans do not cover prescription drugs, so you will need to buy a “stand-alone” drug plan (Part D) in order to have coverage for your prescription drugs. Click here to request a quote, or call 360-880-0237.
Most Medicare Advantage plans have drug coverage, but there are plans without it.
When considering a Medicare Advantage plan, there are a few things to be aware of. Each plan has its own doctor network, so make sure your provider is in that network. Some plans require you to get a referral to see a specialist. This type of plan is a Health Maintenance Organization (HMO). Other plans don’t require referrals, these are Preferred Provider Organizations (PPO). Some plans have large, national provider networks. Other plans have smaller, “regional” networks, and may not be a good fit if you spend much time out of state. Just like Medicare, all Advantage plans cover you for Emergency and Urgent Care visits anywhere in the U.S.
You can apply for a Medicare Advantage plan when you start Medicare or during the annual “Open Enrollment.” Open Enrollment is from October 15 and December 7th every year. During this time, you can start a plan, make a plan change, or go back to “original Medicare.
These are just a few of the things to consider when looking at Medicare Advantage plans. For more information or to make an appointment, click here or call 360-880-0237.
Medicare Part D refers to the prescription drug plans sold by private insurance companies. These plans are overseen by Medicare, and their benefits must meet Medicare’s guidelines. A stand-alone drug plan would be a good option for those who have original Medicare and a Supplement, and these do not have prescription drug benefits built-in. To purchase a drug plan, one must be enrolled in Medicare Part A.
We have several Medicare Drug Plans for you to choose from, including plans from United Health Care, Coventry Health and Assuris. You can contact us for information on benefits and pricing by clicking here, by stopping by our office, or by calling 360-880-0237.